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Money Management International
Improving Lives Through Financial Education
Regional Headquarters - 14141 Southwest FWY STE 1000 Sugar Land, TX 77478

Credit Counseling

Money Management International (MMI) offers solutions and tools to help you achieve your financial goals. We provide professional financial guidance, credit counseling, debt management solutions, housing counseling assistance, bankruptcy counseling and education services, and educational programs by phone, Internet, and in-person sessions.

Credit and Budget Counseling
MMI offers free credit and budget counseling to those who need help with budgeting, money management skills, and credit issues. You and your personal credit counselor will work together to assess your current financial situation, develop a realistic spending plan, establish achievable financial goals, and create a personal action plan for success.

Debt Management
When appropriate, MMI serves as an impartial intermediary negotiating with your creditors to establish a reasonable and mutually acceptable repayment plan. If you choose to enroll in a Debt Management Plan, you make a single, convenient, monthly deposit and we disburse it to your creditors on your behalf.

Foreclosure Prevention
MMI is approved by the US Department of Housing and Urban Development (HUD) to help you get back on track if you have fallen behind with your mortgage payments.   Our trained counselors are experts in foreclosure prevention and can discuss available options for curing your delinquent home loan and create an action plan for successful homeownership. 

Reverse Mortgage Counseling
During your reverse mortgage counseling session, your counselor will work with you to help explain how reverse mortgages work, the financial and tax implications of taking out a reverse mortgage, payment options, and costs associated with a reverse mortgage. Your counselor will also highlight available resources that you may find useful in meeting your financial needs.

Bankruptcy Counseling
During your pre-filing counseling session, a certified credit counselor will work with you to develop a reasonable and manageable spending plan, a detailed action plan, and short and long-term financial goals.  Upon completion of the counseling session, you will be promptly issued a certificate of participation that allows you to proceed with the bankruptcy filing process.

Bankruptcy Education
The pre-discharge education program covers a variety of financial and budgeting topics, assuring you have the tools necessary to build a strong financial foundation. Upon completion of the program, you will be promptly issued a certificate of participation that allows you to proceed with the bankruptcy discharge process.

Financial Workshops
Our educational programs extend beyond immediate credit problems to help you improve your knowledge of personal finances. MMI is dedicated to helping you maintain the skills you need for long-term financial success. We believe this type of education strengthens communities, offers individuals and families a greater chance at success, and positively impacts the workplace.

Talk to a Credit Counselor

Online Counselling

Counselors are standing by to help analyze your financial situation and provide you with multiple options to help you better manage your finances.

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