CCCS offers help with budgeting, money management and credit issues 365 days a year. Our counselors take the time to thoroughly understand your situation and provide you with specific advice. We will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities.
Counseling is available in person, online, by telephone at 800-873-2227. As a team, you and your counselor will work together to create a livable spending plan and establish an action plan for becoming debt free and achieving your financial goals.
Benefits of a Debt Management Plan with CCCS
Save Money with Lower Payments
We work with your creditors to lower monthly payments and reduce interest charges. In some cases, we are also able to re-age your account. This action may stop late fees from accruing to your account.
One Convenient Monthly Deposit
Our program will combine all your creditor obligations into one monthly deposit. Once your deposit has arrived at our office, it is then disbursed to your creditors individually.
Automatic Deposit Service
By using our automatic payment service, DepositDirect, we can deduct your monthly deposit from your checking or savings account. This service will ensure your payments are disbursed on time - every time.