If you have the amount of money required to pay all past due payments (plus any attorney fees or foreclosure costs, if foreclosure has begun), the mortgage company will accept your payment and reinstate your mortgage.
Or, you may contact your mortgage company and work out a repayment plan to bring your mortgage current. This usually involves your regular payment, plus an additional amount to apply toward your delinquency.
Or, you may consider selling your home.
If your mortgage is FHA or VA insured, there are additional special programs which may help you prevent foreclosure.
Consumer Credit Counseling Service is a HUD Approved Housing Counseling Agency. If you would like assistance in resolving your mortgage problems, please call 1-800-873-2227 to schedule an appointment.
Is your mortgage delinquent? HomeSavers USA may be able to help!