Professor Richard M. Alderman, Associate Dean at the University of
Houston Law Center, who is known to many as "The People's Lawyer", answers your most common questions. If you have a question pertaining to the law in Texas, please e-mail Richard at peopleslawyer@www.law.uh.edu. This page answers your questions on Wage Garnishment
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A. Your letter is based on an earlier column in which I stated that there was no wage garnishment in Texas to collect small claims court judgments. Generally, there is no wage garnishment in Texas for any debt.
There are, however, a few exceptions to this, and you fall within one of them. Wage garnishment is permitted for child support, certain federal taxes and government backed student loans.
The creditor that has garnished your wages is collecting a student loan and, therefore, is permitted to use garnishment. I suggest you speak with the creditor and try to work out a payment plan if you want to stop the garnishment.